Pat Dilbeck – BeneFit for Women Member Spotlight

BeneFit for Women Member Spotlight

Pat Dilbeck

Pat Dilbeck has been a member of BeneFit for Women for over two years. Pat’s goals initially consisted of lowering her triglycerides and improving her diet. She has been successful in meeting these goals. Additionally, Pat has found that working out at BeneFit has relieved a great deal of stress and anxiety in her life. She states, “I came to the gym when I realized I had to do something. I was at my ropes end and there was no more room on the rope to tie knots anymore.” She is also very excited about a BONUS accomplishment. Pat has become a pro at something she had not done since elementary school and it has become one of her favorite things to do at the gym. As pictured, one can see she enjoys the HOOLA HOOP! Pat also enjoys the fellowship, camaraderie, and friendship she has found at the gym. She passes the word about BeneFit at church, at the herb store and wherever else she goes. Pat has been very active in the Walk for Alzheimer’s in years past and this year she participated in the 20th annual Grateful Gobbler 5K. Although Pat has undergone many trials in her life she is nevertheless strong and resilient! She proclaims her glue is Jesus and she knows God has always had His hand in her life. I think I speak for us all when I say that we are all very blessed to have Pat in the family of BeneFit!

Knowno Pre-Order | Anti-Addiction Book & Card Game

CHATTANOOGA, Tenn., Dec. 20, 2019 /PRNewswire/ — Anti-addiction book and card game called “Knowno” being released December 25th at 12 am for pre-orders!

Knowno may reduce or prevent drug addiction in kids by allowing children to practice 100’s of times “saying no to drugs!”

Players will know the losses of things they value in life if they are in contact with anything that has to do with drugs, whether using or selling.

In the Knowno Master children’s book, kids will see and read about quirky animals in an action-packed comedy. These quirky characters go from hero’s to Knowno Masters!

Honorary Knowno Masters can be earned by anyone young or old, by playing with a child or giving as a gift!

So join us in the war on drugs!

Mount up all Knowno Masters and Honorary KM’s!

The Knowno Master’s card game and book are available for PRE-ORDER PROMO $30 + $5 (S & H) + tax for Both the KNOWNO MASTERS CHILDREN’S book and CARDGAME on December 25th at 12 am (midnight.) To order, go to knowno.store and click on “Shop Now.”

Media Contact:
Katherine Fry
423.535.0453
231374@email4pr.com

SOURCE Carmen Schreane

What Are the Benefits of a Remote Starter?

What Are the Benefits of a Remote Starter?

By The Radio Clinic in Chattanooga, TN

A remote starter comprises a convenient feature of many modern-day vehicles. Whether purchased as an aftermarket accessory or installed as a factory option, a remote starter allows a driver to start a vehicle’s engine with remote control, usually in the form of an electronic key fob. Besides the obvious advantage of stepping into a warm (or cool) vehicle, there are several benefits to having a remote starter.

The biggest benefit of a remote starter is the comfort of having a vehicle that is warm or cool prior to entry. By leaving the heater or air conditioning in the “on” position, a driver can then activate the remote starter. After waiting several minutes, the climate control then warms or cools the vehicle as needed. Because the vehicle is operating without the keys in the ignition or the driver present, most remote starters also include controls allowing for the remote securing of a vehicle, ensuring the safety of the vehicle and any individuals who will eventually occupy it.

There are further safety benefits of having a remote starter. By allowing an icy vehicle to warm up before driving, it is easier to defrost or scrape the windows. This action subsequently results in greater visibility and safety for the driver. Warming the vehicle also melts snow and ice that can obstruct the headlights or brake lights, making the vehicle more visible to other drivers, especially in snowy conditions.

Warming a vehicle, prior to driving, is also beneficial to the engine. In order for the vehicle’s climate control system to start producing warm air, the engine must first warm-up as it runs. Because the vehicle idles for several minutes prior to being driven, the engine oil becomes more viscous and provides better lubrication once the driver is ready to depart. This warm-up period is especially beneficial for cars or trucks with diesel engines. However, gas engines also benefit from this feature.

A remote starter also increases the resale value of a vehicle, especially if it is operated in an area with extreme climate conditions. While it may not be as important as the vehicle’s overall condition or mileage, it can still be a useful selling point or a reason to demand more value for a trade-in at a dealership.

For further information on this product or to purchase a remote start, please go to www.theradioclinic.com or call The Radio Clinic in Chattanooga, TN at 423-894-0994

Custom Suits Versus Off the Rack Suits

Is There Really a Significant Difference?

By Custom Suits USA in Knoxville. TN

An individual can look relatively acceptable in an off-the-rack suit. However, if one wishes to look exceptional, with the very best in fit, fabric, and style, then wearing a custom suit is what is truly required.  In essence, a custom suit will always put one ahead of the game in comparison to off-the-rack options.

Consider these six reasons to buy a custom suit:

1. Custom Suits Always Provide the Best Fit. 

When an individual pulls a suit off the rack, they are inevitably compromising on fit.  While a pair of trousers might encompass the perfect length, they are, likewise, probably too short in the arms. Furthermore,  while the trousers might fit one’s waist, they are likely not ideal in the thighs. Off-the-rack suits are made to fit a lot of people generally, rather than a unique person, individually.   In contrast, a custom suit is a game-changer, tailor-made to fit every part of the body with unmatched precision and accuracy. When a suit fits absolutely correctly, it is easy for an individual to move and look their very best.

2. A Sophisticated Appearance and Style

One might try to get away with an off-the-rack suit. However, individuals wearing off-the-rack suits are not dressed at the same level as those wearing custom suits and anyone with an eye for detail will immediately notice the difference.  Wearing custom suits assists one with fitting into the best-dressed crowds, instantly showing everyone that they are dressed for success.

3. The Personal Touch

With custom suits, individuals are never caught off-guard, wearing the same suit as anyone else. This is because custom suits encompass a wide range of components that contribute to their uniqueness. For example, factors include lapel, buttons, cuff shape, color, patterns, fabric, custom shirts, and more.

4. Superior Materials

In addition to the very best tailoring and fit, custom suits are made with higher-quality materials than simply off-the-rack varieties. This means that fine fabrics add to the look, feel, movement, and longevity of custom suits.

5. An Exemplary Shopping Experience.

Instead of going from store to store, feeling slightly unsatisfied with the look and fit of every single suit, individuals can get exactly the suit for which they are looking. Rather than searching all over town for a suit that fits generally, one can purchase a suit that fits their body specifically.  Clients can request highlights, changes, or the accentuation of any specific feature. Purchasing a custom suit allows the customer to receive what exactly is desired, without compromising on quality and wasting an entire day aimlessly shopping.

6. A Lifetime of Wear.

A quality tailored suit, made of the finest materials, can last a lifetime with the proper care. This means that even though custom suits come with a higher price tag because of quality materials and increased labor, one receives excellent value for the money spent.

At Custom Suits USA, we create quality custom suits to fit every occasion. In order to begin your custom suit experience, visit our website at customsuitsusa.com or contact one of our custom tailors at 865-555-1212.

What Does a Personal Injury Complaint Look Like?

What Does a Personal Injury Complaint Look Like?

By the Dennis and King Law Firm In Chattanooga, TN

A personal injury complaint is a formal notice to the defendant that the injured person, or complainant, intends to seek damages for the harm the defendant allegedly caused. A personal injury complaint kicks off the lawsuit of an injured person. It is comprised of multiple paragraphs, each numbered and containing an allegation to which the defendant must answer. The complaint also stops any statute of limitations from running.

A personal injury complaint, very generally, states the injuries that the victim allegedly received, the defendants that allegedly caused the harm, how the victim sustained the injury, the legal basis for the complaint, and the number of damages to which the complainant claims they are entitled. Legal complaints are official and lawfully written according to certain legal rules.

Here are just some of the topics a complaint must contain:

Jurisdiction

In the first few paragraphs, the complainant needs to state why the particular state, county, and court should hear their case. This is called “jurisdiction.” The proper jurisdiction is determined by looking at both the facts of the case and how they fit in with the jurisdictional statutes. The jurisdiction, or place, in which the complaint is filed usually depends on where the injury occurred, where the complainant lives, where the defendant lives and, sometimes, the amount for which the complainant issuing. These factors are normally codified in either state statutes (and sometimes federal statutes) or court rules. Whatever rule or statute upon which the complainant is depending to determine jurisdiction must be cited in the complaint.

Here is an example of jurisdictional paragraphs:

  • “The defendant resides in Hamilton County, Tennessee. The incident complained of herein occurred in Hamilton County, Tennessee. Therefore, jurisdiction in this court is proper.”

Factual Allegations

This part of the complaint allows the complainant to explain how the injury occurred and why the defendant is negligent and responsible. A good lawyer begins advocating for the complainant’s side in the factual allegations.

Factual allegations do not have to be extremely specific or numerous. However, they do need to clearly state the facts surrounding the actual injury. However, the complainant never wants to include too many factual statements in the complaint. This is because the complainant might find later that the evidence does not shape-up to fit very specific allegations. Factual allegations should tell the complainant’s story without boxing them in or allowing the defendant too much breathing room.

Here is an example of a well-stated factual allegation:

  • The defendant negligently failed to yield to oncoming traffic and, as a result, struck the complainant’s vehicle.

Legal Allegations

Just getting hurt is not enough to recover damages. The plaintiff must allege that they have a legal right to the damages they claim are due from the defendant. Legal allegations are divided into sections called “counts.” Each count represents a different legal basis for recovery.

A personal injury complaint must at least include a claim that the defendant exhibited negligence and violated a duty owed to the complainant. An example of an allegation of a negligent count might be:

  • The defendant owed the complainant a duty of due care in the operation of their motor vehicle. The defendant violated this duty by following too closely.

As one can see, legal allegations are simply an application of the law to the facts of a particular case, showing how the defendant violated a legal duty. Negligence allegations must state the defendant’s duty under the law, how the defendant breached the duty, how the breach of duty caused injury to the complainant and how the breach of duty damaged the complainant.
The formal complaint in a personal injury case is filed with the court and served on the defendant. It starts a personal injury lawsuit and is one of the single most important documents filed in any lawsuit.

The Basics of a Commercial Kitchen

The Basics of a Commercial Kitchen by G & G Services in Rossville, TN.

A commercial kitchen is a wonderful place. It is where cooks prepare meals for families, friends, and neighbors.  In order to prepare the amount of food a commercial kitchen serves in a day, industrial-grade equipment is needed. The layout of a commercial restaurant kitchen must be designed to allow the seamless flow of food from the prep to the line area.

Sometimes a new restaurant has a great location but a small kitchen.  This factor dictates the kind of kitchen equipment needed. For example, a six-burner gas range might look very appealing.  However, many smaller kitchens will only accommodate a four-burner range. It is crucial to think strategically about a restaurant’s kitchen area before signing a lease.

The kitchen is the heart of a restaurant.  More specifically, it is the place where the restaurant’s menu comes to life. It is also the restaurant’s center of the action. It is where food is prepared, cooked and plated.  It is also home to the dishwasher, food ingredients, and all the various utensils, including dishes, as well as cooking equipment.

A commercial kitchen can have dozens of people coming and going throughout any given shift.  As a result, it is important that the kitchen is well organized. This not only saves time during the busy rushes, but it also helps the staff avoid accidents and reduces excess waste.

The kitchen is one of the biggest investments that go into opening a new restaurant. A $250,000 loan might seem like a lot of money, but it can run out quickly after one has invested in new, or even used, ranges, grills, ovens, and coolers.

When purchasing new kitchen equipment, remember that, just as with a new car, these items depreciate the moment they leave the showroom. Look at the quality of the brands offered and always make sure that the equipment comes with a warranty.

Here are the basics needed to get started:

  • Range
  • Oven
  • Grill
  • Deep-fryer
  • Reach-in cooler
  • Walk-in cooler
  • Freezer (either a chest, upright, or walk-in)
  • Sauté pans
  • Stock/soup pots
  • Saucepans
  • Baking sheets
  • Pizza screens
  • Baking pans
  • Tongs
  • Spatulas
  • Ladles
  • Chef’s knives
  • Pizza paddle
  • Whisks
  • Mixing bowls
  • Plastic inserts for coolers
  • Steam table
  • Entrée plates
  • Pasta bowls
  • Appetizer plates
  • Salad plates
  • Dessert plates
  • Metal or plastic shelves for walk-in cooler
  • Cleaning rags
  • Cleaning buckets (specifically labeled for cleaning products)
  • Rubber floor mats
  • Hand soap and sanitizer dispensers
  • Fire extinguisher

Depending on the commercial kitchen’s size and concept, a restaurant owner might exclude some of these items.  Furthermore, a restaurant owner might need additional items more specific to the restaurant’s concept. For example, a restaurant might need an ice cream maker if the restaurant offers artisan ice cream, or bread pans if the restaurant offers bread in-house. One must consider every aspect of the menu plan and kitchen layout when developing the restaurant’s equipment list.

If you are in the process of opening a restaurant or simply in need of equipment for a commercial kitchen, please call G and G Services at 1-706-891-6729 or see their website at gandgservicing.com.

What is Gross Negligence?

What is Gross Negligence?

By the Dennis and King Law Firm In Chattanooga, TN

Gross negligence refers to behavior that demonstrates a conscious disregard or indifference for the safety, life or rights of others. It differs from ordinary negligence, which is defined as “a violation of a general duty to behave with reasonable care.” Instead, gross negligence has the added feature of recklessness.

An example of gross negligence is a father who repeatedly allows his ten-year-old son to operate a tractor without supervision. The young boy runs over a man and, as a result, the man’s leg is amputated. The jury subsequently awards the victim compensatory and punitive damages. This is because the child’s father encouraged his young son to operate a tractor without adult supervision. The jury finds that such behavior constitutes gross negligence.

Ann Orr – BeneFit for Women Member Spotlight

BeneFit for Women Member Spotlight

Ann Orr

Ann Orr is a proud member of Benefit For Women. She is also a proud mother of two and grandmother of four. Ann is very active in her community and attends Boynton United Methodist Church where she teaches an adult Sunday school class. She is also the President of United Methodist Women. Additionally, one Wednesday a month, before the Wednesday night service, Ann can be found in her church’s kitchen cooking dinner for over forty-five church members!

Ten years ago, a physician-diagnosed Ann with diabetes. She came to BeneFit for Women to lose weight and lower her A1C. In four very successful months, she lowered her A1C and lost thirty pounds!

This year, Ann underwent rotator cuff surgery. She continued her recovery at BeneFit For Women with the exercises she learned in physical therapy. Most of the equipment she used in physical therapy can be found at our women’s only gym! Many ladies have been referred to Benefit For Women for the purpose of continuing the good habits learned while in recovery for an injury or surgery.

Ann enjoys weight lifting, but her favorite activity is using the rowing machine. She likes to row for cardio because it is easy on her knees and, at the same time, her upper body gets a good workout. Ann also likes the lat/row machine because it builds strength along the back and across the shoulders. She is also learning to push herself with the elliptical machine. Initially, Ann could only utilize the elliptical for two to three minutes at a time. This week she reached her goal of one mile on the elliptical in seventeen minutes. Her new goal is two miles!

Ann says she enjoys visiting the gym for the purpose of relieving her mind of all peripheral stress. She enjoys the pleasant atmosphere and wants to get as much of that into her week as possible.

Ann has a good piece of advice for any woman looking to feel better and be healthier. She knows a nice, clean place with friendly women and encouraging staff- BeneFit for Women.

We appreciate Ann and all of our friends at BeneFit For Women. Please share happy times and awesome experiences with us!

Misconceptions Regarding Social Security Disability

Social Security is a social insurance program funded primarily by payroll taxes. Collected in accordance with the Federal Insurance Contributions Act, this program constitutes the federal government’s largest expenditure.

Three Common Social Security Myths

Social Security is a controversial topic. Nevertheless, many opinions regarding this issue are based primarily on myth. Following are some common misconceptions regarding Social Security:

  • Social Security will be unsustainable by 2037
  • Social Security benefits are earned
  • The Social Security program is bankrupt

While claims such as these are based on some truth, they are nevertheless greatly exaggerated. For example, while the federal government is in substantial debt, the Social Security system still distributes funds to those with disabilities. Additionally, disabled individuals without gainful employment can still, in certain instances, apply for Social Security benefits. Furthermore, our Social Security system will arguably retain its sustainability long after 2037. Unfortunately, myths such as these regarding Social Security often discourage people from applying who genuinely need it to survive.

Contact Us

Do not allow Social Security myths to inhibit valid Social Security claims. For questions or assistance in filing a Social Security disability claim, please contact Rodney Bennett at (706) 866-8021 or get more information online at www.bennettlawgeorgia.com

Things To Consider When Starting Your Own Business

So if you are thinking about opening your own business, be aware of the different types of property and casualty insurance you might need before opening up shop!

Most small businesses need insurance. It is imperative that you research and become aware of the types of insurance you need before welcoming clients into your commercial property or sending sales representatives out into the field to sell your product. Different types of commercial property and casualty insurance include:

Workers’ Compensation

Workers’ compensation is insurance that covers the cost of medical care and compensation for income lost by employees because of an occupational injury or disease that occurred while at work. Different states have different worker’s compensation laws.

  • In the state of Tennessee, all employers “in the construction business or trades (construction service providers) that have one or more employees unless they are specifically exempted,” must provide worker’s compensation to their employees.
  • Effective March 1, 2011, owners of construction businesses are also required to carry workers’ compensation coverage on themselves or be listed on the Exemption Registry.
  • Every other employer in the state of Tennessee that has five or more employees must secure workers’ compensation insurance coverage for their employees either by purchasing a policy from an insurance carrier or by qualifying as a self-insured employer with the Department of Commerce and Insurance.
  • Employers in the coal mining industry must secure coverage if they have one employee. Family members, part-time employees, and corporate officers are included when determining the number of employees if they meet the definition of employee.” (1)

Business Owner’s Policy

A business owner’s policy combines property and general liability insurance coverage into one single policy. By purchasing this coverage together, business owners are typically able to achieve more competitive rates.

Commercial Auto

Commercial auto insurance encompasses liability and physical damage insurance for company-owned vehicles. It also includes company coverage of vehicles used for company business but owned by employees.

Excess Insurance

A commercial excess insurance policy provides additional coverage for liability claims exceeding financial limit specifications.

Umbrella Policy

An umbrella policy provides additional liability coverage for claims exceeding the financial limits of general liability, auto, business or employer’s liability insurance policies.

Additional commercial coverage options include:
  • Directors and Officers Insurance
  • Errors and Omissions Insurance
  • Fire and Flood Insurance
  • Product Liability Insurance

For further information regarding commercial property and casualty insurance, please contact Christin Sylar of Phoenix Insurance at (423) 892-6046. If you are considering opening your own business, she is fully licensed and qualified to advise you on what you need to get started.

 

  1. www.tn.gov